Budget Direct
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Sat: 8am - 5pm

Home Insurance Australia

Budget Direct Smart Home & Contents Insurance

Your own home is precious to you and so are its contents. You need the right insurance coverage to give you peace of mind that your valuables are protected under one policy. Budget Direct has made the choice easy for you.

Just some of the fantastic benefits

  • A range of insured events including fire, storm and rainwater, and theft
  • Automatic sum-insured adjustment at renewal
  • Up to $20 million legal liability cover
  • Landlord benefit for loss of rental income as a result of an insured event
  • Automatic cover for the cost of removing debris, and temporary accommodation if your home is uninhabitable
  • New-for-old cover for home and domestic fixtures
  • Mortgage discharge costs.

Great Discounts

Buy Online or combine your Home & Contents policies to save even more

Home

20% Discount

when you purchase Smart Home Insurance online*

Get a Quote

Contents

20% Discount

when you purchase Smart Home Insurance online*

Get a Quote

Home + Contents

35% Discount

when you combine Smart Home & contents insurance and purchase online*

Get a Quote

* Discount Conditions Apply.

Policy Benefits

Benefit Combined Home & Contents Home Insurance Contents Insurance
Up to $20 million legal liability cover Yes Yes Yes
Fire cover Yes Yes Yes
Explosion cover Yes Yes Yes
Theft or attempted theft Yes Yes Yes
Malicious damage, vandalism, riot or civil commotion Yes Yes Yes
Accidental breakage of glass, ceramic & sanitary fixtures Yes Yes Yes
Storm & rainwater damage Yes Yes Yes
Lightning Cover Yes Yes Yes
Earthquake Cover Yes Yes Yes
Escape Of Liquid Yes Yes Yes
Impact Cover Yes Yes Yes
Lump sum or instalment payments Yes Yes Yes
Debris Removal and extra costs of rebuilding Yes Yes Yes
Temporary Accommodation Costs Yes Yes Yes
Mortgage Discharge Costs Yes Yes
Funeral Expenses up to $7,000 Yes Yes Yes
Replacement Of Locks Up To $500 Yes Yes
Open Air Contents Cover - Contents In The Open At The Insured Address Yes Yes
Contents While moving address Yes Yes
Credit Card Cover Up To $1000 Yes Yes
Uninsured Guests' Contents Cover Up To $500 Yes Yes
Unattached Equipment Cover Up To $500 Yes Yes
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This is a brief summary only. Conditions apply. Full Details are contained in the PDS.

Why Choose Us?

Your home is probably the most expensive asset you own. You've worked hard for it, and so naturally you want to protect it in case the worst happens.

But there's more to your home than just bricks and mortar. There's everything inside it as well, which you've worked just as hard for. Imagine coming home one day and finding it all gone.

Naturally, you want it all insured. But you want to be sure you have the right insurance so it's all covered. And you don't want to pay a fortune, either.

That's why you should do a Home Insurance Comparison with a quote from Budget Direct. Our accurate risk assessments let us offer competitive premiums that could save you hundreds every year on your House Insurance just by doing a quick Home & Contents comparison against your current insurer! Our accurate risk assessments let us offer competitive premiums that could save you hundreds every year on your House Insurance.

We also offer smart policies that let you tailor your policy to suit your circumstances. And because you're only paying for the cover you need, you could be paying a lot less.

We make it easy to arrange your Home and Contents Insurance. You can do it online, or over the phone. And when it comes to making a claim, it's just as easy. Just give us a call or jump online. (That's right. No forms to fill in—ever.)

Contents Insurance

Budget Direct's Smart Contents Insurance, covers the personal effects and household goods you own or are legally responsible for. (For more details see the Product Disclosure Statement.)

Our Contents Insurance covers lock replacement up to $500 as standard, and also covers contents away from the insured address, uninsured guests contents up to $500 and even open air contents at the insured address.

We also offer optional benefits such as personal effects cover, motor burnout cover, accidental damage cover as well as a choice of excess options.