Home Insurance Australia

Budget Direct Home and Contents Insurance

Your home is probably the most expensive asset you own. You've worked hard for it, and so naturally you want to protect it in case the worst happens.

But there's more to your home than just bricks and mortar. There's everything inside it as well, which you've worked just as hard for. Imagine coming home one day and finding it all gone.

Naturally, you want it all insured. But you want to be sure you have the right insurance so it's all covered. And you don't want to pay a fortune, either.

That's why you should do a Home Insurance Comparison with a quote from Budget Direct. Our accurate risk assessments let us offer competitive premiums that could save you hundreds every year on your House Insurance just by doing a quick Home & Contents comparison against your current insurer! Our accurate risk assessments let us offer competitive premiums that could save you hundreds every year on your House Insurance.

We also offer smart policies that let you tailor your policy to suit your circumstances. And because you're only paying for the cover you need, you could be paying a lot less.

We make it easy to arrange your Home and Contents Insurance. You can do it online, or over the phone. And when it comes to making a claim, it's just as easy. Just give us a call or jump online. (That's right. No forms to fill in–ever.)

Here's just some of our fantastic benefits:

  • A range of insured events including fire, storm and rainwater, and theft
  • Automatic sum-insured adjustment at renewal
  • Up to $20 million legal liability cover
  • Landlord benefit for loss of rental income as a result of an insured event
  • Automatic cover for the cost of removing debris, and temporary accommodation if your home is uninhabitable
  • New-for-old cover for home and domestic fixtures
  • Mortgage discharge costs.

Contents Insurance

Budget Direct's Contents Insurance, covers the personal effects and household goods you own or are legally responsible for. (For more details see the Product Disclosure Statement.)

Our Contents Insurance covers lock replacement up to $500 as standard, and also covers contents away from the insured address, uninsured guests contents up to $500 and even open air contents at the insured address.

We also offer optional benefits such as personal effects cover, motor burnout cover, accidental damage cover as well as a choice of excess options.

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